˜ Title Search ˜ Title Exam ˜ Closing/Settlement Fee ˜ Title Binder ˜ Overnight Fees ˜ Release Tracking Fees
˜ Update/Record Fees
The $415.00 does not include the title premium or preparation of any legal documents, i.e. deeds, Power of Attorney. These items are not customarily needed in a refinance transaction and in a purchase the deed is customarily provided by the seller. When shopping for a settlement agent, please make sure you get the "full" quote. Feel free to use the above laundry list when asking for fees. Recording Fees are calculated on the State Website based on loan amount/sales price.If refinancing with the same lender that is being paid off, recording costs are reduced. The recording fee will be based on the difference between the original amount of the old loan and the amount of your new loan.Please contact us to help calculate costs. Deed Calculation Link:http://208.210.219.132/deed/deed.jsp Title insurance based upon Virginia published rates. Consumer First policies are underwritten through Stewart Title Guaranty Company and Old Republic National Title Insurance.
